Insurance Built Around Your Life

Get personalized insurance solutions that fit your life and budget. We’re here to guide you every step of the way.

Aetna is exiting federal ACA exchanges in 17 states. Nearly 1 million Aetna members must find new coverage by 2026.

Start exploring alternatives now during Open Enrollment by Contacting an Agent.

Understanding the ACA Health Insurance Plan

The Affordable Care Act (ACA), also known as Obamacare, helps people without access to job-based insurance—like self-employed individuals, part-time workers, and those between jobs—get affordable coverage.

You’re Never Denied

No medical exams or denial for pre-existing conditions

Get Financial Support

Subsidies based on income and family size

Coverage That Cares

10 essential health benefits included

Stay Healthy for Free

Free preventive care and wellness visits

ACA Marketplace Plans: Know Your Options

It does not matter where you live or what your situation is, there is an ACA plan designed for you. Choose your health insurance plan based on your ZIP code, age, income, and household size.

Federal Marketplace

Healthcare.gov

Most states use plans from the government marketplace. You get the same subsidies and protections if you are eligible.

Same subsidies and protections
Available in most states

State-Run Exchanges

California, New York, and others

Some states, like California and New York, have their own websites or marketplaces with state-specific benefits and customer service.

State-specific benefits
Dedicated customer service

Why Work With Us?

WORK FROM ANYWHERE

Our team of independent agents are able to protect families from anywhere. They can travel to help families in any state in the U.S. or they can protect families from anywhere with Wi-FI through our virtual sales platform.

HIGH STARTING COMP

We start brand new agents at 80% commission because we believe that agents deserve to be paid what they're worth. Agents cannot focus on protecting families if they can barely provide for their own. Our agency takes pride in the work we do, so our focus is helping you do the best you can do.

FREE TRAINING & MENTORSHIP

Here at Aetna, we offer FREE all-access training and mentorships with our Top Producers. We are focused on our growth as a team, so we make sure that every agent has the resources they need to succeed in this business.

Client Testimonials

"When my husband and I had our first baby, we realized our old insurance plan wasn't going to cut it. The pediatrician bills were piling up, and we were so confused about what was covered. I called Change My Aetna feeling completely overwhelmed. Our agent, Jennifer, spent over an hour with us—no rushing, no pressure. She found us a family plan that actually covered our daughter's specialist visits and cost $180 less per month than what we were paying! Now I can take my little one to the doctor without worrying about surprise bills. This team truly cares about families, not just making a sale."

Maria Rodriguez

"I turned 65 last year and the Medicare paperwork was like reading a foreign language. Part A, Part B, Medigap, Advantage Plans—my head was spinning! I almost missed my enrollment deadline because I kept putting it off. Thank goodness my daughter found Change My Aetna. They sat down with me in person and explained everything in plain English. No confusing jargon, just straight answers. They helped me choose a Medicare Advantage plan with dental and vision included—something my old insurance never had. I'm paying $0 premium and my prescriptions are covered. I've already recommended them to three friends from my golf league. Best decision I made for my retirement."

Robert Chen

"After I left my corporate job to start my own graphic design business, I lost my employer insurance and panicked. I had no idea where to even start looking for individual coverage, and the marketplace website kept crashing on me. A friend told me to call Change My Aetna, and I'm so grateful she did. My agent compared plans from five different companies and found one that fit my budget perfectly—$220 a month with a reasonable deductible. What really impressed me was the follow-up. They called me two weeks after I enrolled just to make sure everything was working smoothly and that I had my insurance card. Six months later, when I had questions about a claim, they walked me through it step-by-step. It's like having an insurance expert on speed dial. Every entrepreneur needs this kind of support!"

Ashley Thompson

Ready to Find Your Perfect Plan?

Let’s find coverage that fits your needs and budget. Free quotes, expert advice, zero pressure.

Who qualifies for ACA health insurance?

Any individuals earning up to 400% of the Federal Poverty Level can apply for ACA health insuraance to recieve expected Subsidies.

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Can I Really Get an ACA Plan for $0/Month?

Yes, many Americans qualify for ACA plans with a $0 monthly premium, especially after the subsidy expansions under the American Rescue Plan and the Inflation Reduction Act (extended through 2025).

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What are the ACA enrollment periods?

Open enrollment starts from November 1 to January 15 each year. Special enrollment periods are available for qualifying special events.

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What is a Special Enrollment Period?

The Special Enrollment is simply for special chance of health coverage when you miss the regular period of the Open Enrollment.

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How can I calculate my subsidy amount?

You can calculate your health insurance subsidy, using the HealthCare.gov calculator with your annual income and household size.

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What happens if I don't have health insurance?

Without health insurance, you will face thousands in medical bills from unexpected health emergencies, limited access to doctors who require insurance

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Does Change My Aetna really offer free service?

Yes, Change My Aetna's service is completely free becaue we're paid by insurance companies, not by you. You pay the same premium whether you work withus or go directly to the insurer, but for the expert guidance and ongoing support we don't charge you a single penny.

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